Credit Repair Information, FREE Credit Card Application Center, Low Interest, money back guarantee, debt consolidation, and website credit!

Credit Card Offers

0% Balance Transfer 0% Balance Transfer
Credit Cards for Bad Credit Bad Credit Credit Cards
Credit Cards for Bad Credit Pay Day Loans
low interest rate credit cards Low Interest Cards
cash back and rewards cards Cash Back & Rewards
airline mileage credit cards Airline Mileage Cards
business credit cards Business Credit Cards
student credit cards and information Student Credit Cards
Auto & Gas Cards

MasterCard Cards
Citibank Credit Cards
Chase Credit Cards
American Express
Discover Credit Cards

Credit Cards for Bad Credit
Student Credit Articles
Credit Cards for Bad Credit Mortgage Calculators
Credit Cards for Bad Credit
Tax Help Information
Credit Cards for Bad Credit
Consolidating Your Debt

Credit Card Issuers

- Chase Bank Credit Cards
- Citi Bank Credit Cards
- American Express Cards
- Discover Credit Cards
- Mastercard Credit Cards


Special Credit Offers

Credit Repair
Earn a College Degree
Background Checks
FREE Cash Advances
Free Credit Report
Get a Car Loan
Are You Single?
Lose 20 Pounds Now!
Life Insurance Quotes

Avoiding Identity Theft

By: Larry Goldberg

You have a new student credit card, and you want to avoid becoming another identity theft statistic. Want to hear a few?


  • In 2004, the Federal Trade Comission said ID theft accounted for 42% of their complaints.
  • Businesses lost nearly 48 billion dollars last year because of ID theft problems.
  • 50% of all ID theft victims were the victims of credit card related identity theft.


Statistics like those certainly make you want to protect yourself, but fortunately, there are some pretty easy ways to do so.


One of the first ways you can prevent identity theft is to ensure that you shred any incoming credit offers you don’t intend to use and that you keep a close eye on your personal documents. While that can be harder than it sounds on a college campus, checking with the residence commission or campus police may reveal some things you hadn’t thought of. Some campuses have safe deposit boxes for students, and others have ideas about how to secure your personal paperwork while you’re on campus.


Another way you can prevent identity theft is to keep your social security number under raps. While many people used to print their social security number on their checks, have it double as their driver’s license number, and commit many other acts of needless disclosure, the idea these days is to keep it under your hat unless it is absolutely necessary.


You can also prevent identity theft while you’re shopping online. Be sure to only use a trusted computer that is virus free. Also, ensure that you clear your cookies and temporary internet files each time you browse. Firewalls and protected internet connections are essential to helping you keep your identity safe. Log out of any sites you are finished with. Finally, don’t make purchases from sites that don’t use SSL technology to protect your information. You’ll know the difference between secure and unsecure sites if you see a little padlock in the corner of your browser’s menu bar. Use sites that you trust or use a payment account like PayPal to help keep your identity a bit safer from those who would defraud you.


Once your identity has been stolen, you may be in a bit of trouble, but there are a few damage control measures you can take. First, report it right away. It will minimize the damage to your credit report. You can do this by carefully monitoring each of your accounts and requesting a copy of your credit report at least once a year. This will help tip you off to any false activity under your name. Next, close accounts as fast as you can to help lessen the damage. Finally, file a report with the campus police, the local police, and the Federal Trade Commission.


Identity theft is simply a part of today’s society, and while you can’t completely prevent it, there are things you can do to help make sure you are less of a target than others.


More Helpful Articles >>>

Student Credit Cards Promotion

More Student Credit Card Articles >>>

“I have saved hundreds of dollars on interest alone. Also I didn’t have to file for bankruptcy, so that was a plus without a doubt. Thank you, LetsGetCredit for being there when I needed help.”

S.C. Dallas, TX

“I was dangerously overburdened with credit card debt. Though legally I could have declared bankruptcy, I felt it would be more proper to find a way to pay off these debts. Through your organization, I was able to pay off my debts and manage my income more effectively.”

S.K.G. Glenview, IL has given me hope. I can see the light almost at the end of the tunnel. It has also given me the insight as to how to stay out of debt in the future.”

– A.W.S. Winston-Salem, NC

More Testimonials >>>

Earn Your Degree NOW! - Earn your Degree Now and Enhance Your Career. Flexible Online and Campus Programs Available. Request Info Today. It only takes A Minute. Earn your DEGREE on your own terms...

GET CASH INSTANTLY - - Apply For a Fast Pay Day Loan Up to $1500! Get the Cash you need by TOMORROW! Apply Now!

FREE Credit Report - What does your credit score say about you? Get your credit score instantly! The average U.S. credit score: 675. How do you compare?

Apply for Unsecured Credit Now - Apply now for unsecured imagine gold mastercard credit card. Three financial offers in one application, credit cards and cash.

Additional Offers >>>

  • Cancelling Your Credit Cards - Canceling credit cards is not always a wise option. You may think it will improve your overall credit report score; however...

  • 0% APR Saves You Money- If you have a credit card, which most of us do, then you’re probably paying your fair share of interest on your debt.

  • Your Credit Score - Just how important is your credit score, you may ask? Well, it is very, very important. Your credit score is the main thing that will